Three men who all spent their entire adult lives working in the health care industry are killed in a train wreck. Shortly after, they find themselves in line at the Pearly Gates, waiting for admission into heaven. As they approach, Saint Peter asks them to identify themselves.

The first man steps forward and says, “I was a pediatric spine surgeon. I helped hundreds of kids overcome their deformities.”

Saint Peter says, “Enter.”

The second man says, “I was a psychiatrist. I helped thousands of people overcome their problems."

Saint Peter nods and invites him into heaven.

The third man steps forward and says, “I was an HMO manager. I helped countless people get cost-effective health care.”

Saint Peter tells him, “You may enter.”

As the HMO manager walks by, Saint Peter adds, “But you can only stay for three days. After that, you can go to hell.”